Join online or click here for a printable membership application!

When you join the MLBA, you will receive a Membership Binder which will explain such benefits as:

• New benefit! Age Verifier Discounts. MLBA Members can receive discounts on age verification systems from DJ King & Associates. Call the state office at (800) 292-2896 and ask for your discount code today!
• MLBA Mutual Insurance Company provides both liquor liability and workers' compensation policies. Owned and operated by licensees, 15% liquor liability dividends have been paid for the past few years!
• The industry's best and most affordable Blue Cross/Blue Shield program.
• Techniques of Alcohol Management (TAM)® server training to reduce exposure to violations and liability suits. Click here to learn more!
• Discounts on the Bob Johnson Certified Bar Management Seminar. Click here for details!
• The New Licensee Seminar® - The perfect course for new licensees, or those who just want the latest information on how to keep their establishment running smoothly! Click here to learn more about the next seminar! Call 1-800-292-2896 to register.
• Certified Professional Food Manager Seminars online! This seminar is approved by the Michigan Department of Agriculture and is a valuable educational tool for anyone in the food service industry. MLBA members receive a discount!
• Discounts on music licensing through BMI and SESAC. Click here for more information.
• The industry's leading beverage publication, the Beverage Journal.
• Discount credit card processing from Heartland Payment Systems. Call 1-800-292-2896 for details.
• and much, much more!

Insurance Benefits of the MLBA

In the 1980's, the licensed beverage industry was plunged into a crisis by exorbitant liquor liability insurance premiums. Out of that crisis emerged the MLBA Limited Liability Pool in 1987. At a time when liquor liability premiums were unchecked and newly required by the state, the Pool filled a large void in the liquor liability industry and aided liquor licensees throughout the state by providing competitive liquor liability premiums.

In August 2001, the Pool converted from a limited liability company to a mutual insurance company. Now known as the MLBA Mutual Insurance Company, the conversion has enabled the company to expand its benefits to include both liquor liability and workers' compensation policies. The MLBA Mutual is owned and operated by its policyholders and, unlike traditional insurance companies, reinvests its profits in the company. Additionally, the MLBA Mutual has paid 15% policy dividends to qualifying liquor liability policyholders for the past few years!

Today the MLBA Mutual has independent agents that represent us throughout the state. As well as providing our MLBA policies, these agents represent other companies that they can use to provide complete commercial packages including general liability and fire. Before you renew your current insurance policies, please contact us. We'll put you in touch with the independent agent in your area who can analyze your business needs and help you find the best coverage available.

For more information:
Telephone: 1-800-292-2896
e-mail: Sue Galik

MLBA Membership Includes Death Benefit

Full membership includes one $2000.00 death benefit for an individual named on your liquor license. This individual may be a partner if the business is a partnership, or a corporate officer if a corporation. Indicate the name of the individual to be covered on the application. Additional death benefits may be purchased for qualified individuals at $20.00 per benefit per year. Please note that there is a one year waiting period before death benefits may be collected.

Blue Cross/Blue Shield Plans

As a member of the MLBA, you are entitled to the industry's best and most affordable Blue Cross / Blue Shield program. Basic Benefits, Master Medical, Comprehensive Major Medical Plans, and Community Blue PPO are just a few offered.