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Conifer Becomes Top Writer of Michigan Liquor Liability Business

Company Release - 06/16/2016 16:01

BIRMINGHAM, Mich., June 16, 2016 (GLOBE NEWSWIRE) -- Conifer Holdings, Inc. (Nasdaq:CNFR) today announced that, through its insurance company subsidiary “Conifer Insurance Company”, the Company has become the number one underwriter of liquor liability business in the State of Michigan, according to recent data available from the Michigan Liquor Control Commission.

Conifer Director and Executive Vice President Nicholas J. Petcoff commented, “Since the launch of our operations in late 2009, we have been steadily building our book of liquor liability business as a core part of our hospitality industry focus. I’d like to thank our loyal agencies and our association partners for their commitment to Conifer.”

Conifer’s suite of products for the Michigan hospitality industry is distributed through more than one hundred independent agencies in the state.  Additionally, Conifer is the endorsed insurance provider of the Michigan Licensed Beverage Association, and the Associated Food & Petroleum Dealers.

Mr. Petcoff elaborated further, “Building on our leading market position in Michigan, we are successfully expanding our hospitality business to other states across the country. Our products are competitively priced, and provide a variety of coverage options for our agency partners and their clientele.”

About the Company

Conifer Holdings, Inc. is a Michigan-based insurance holding company formed in 2009. Through its subsidiaries, Conifer offers insurance coverage in both specialty commercial and specialty personal product lines marketing through independent agents in all 50 states. The Company completed its initial public offering in August 2015 and is traded on the Nasdaq Global Market (Nasdaq:CNFR). Additional information is available on the Company’s website at www.CNFRH.com.

Investor Contact:
Jessica Ramsey
(248) 559-0840

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Operations Contact:
Phillip J. Gajewski, CPCU, ARM
(248) 559-0840

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Source: Conifer Holdings Inc.



Forbes: Music Publishers Continue To Seek Handouts Despite DOJ Sanctions

Check out this article from Forbes highlighting how PROs are limiting competition.

"The accessibility of music driven by the digital revolution has enabled music to pervade consumers lives more than ever. With services from Pandora iHeartMedia Sirius XM Radio SIRI +1.28%Apple AAPL +1.59% and Spotify, people enjoy music in places and ways never imagined just a few short years ago. For artists, the revolution has brought new platforms to reach hundreds of millions of consumers in unprecedented ways. Scope and scale to use consulting industry lexicon.


Yet these advances seem to be under perpetual threat from big corporate interests seeking to hang on to the days when they and their allies in government held all the cards in a rigged deck.  Recently, I highlighted one such threat posed by the efforts of music publishing corporations and Performance Rights Organizations (PRO) to break free of decades old settlements with the Department of Justice known as “Consent Decrees.”


Read More: Forbes Article

Lowering Allowable BAC to .05 will only Instill Fear in Responsible Consumers MLBA Reacts to NTSB Recommendation to Lower National BAC to .05

MLBA Reacts to NTSB Recommendation to Lower National BAC to .05


LANSING, MI – The recommendation by the National Transportation Safety Board (NTSB) to lower the allowable blood alcohol content (BAC) from .08 to .05 is miscalculated and misguided according to the Michigan Licensed Beverage Association (MLBA).

The MLBA is opposed to drunk driving and does not dispute the impact that drunk driving has on crashes, but the MLBA does not feel that lowering the BAC to .05 is the answer. The focus should instead be targeted on repeat offenders and drivers with a BAC of .10 or higher.

“The MLBA does not believe the .05 is the issue that needs to be addressed,” said MLBA Executive Director Scott Ellis, who worked in law enforcement for nearly 20 years. “We need to be addressing the repeat offenders to get them help for their alcohol dependency, whether that is through sobriety court or some other means to treat the underlying issues. That’s the subject that should be at hand.”

Melissa Morrison - Obituary

It is with our deepest sorrow that we inform you of the death of Melissa Morrison.

Melissa was a long-time MLBA member who was also on the Mutual Insurance board.

We wish her family and friends peace during this difficult time.






Nationally recognized as the leading program for responsible server training, Techniques of Alcohol Management (TAM)® provides risk management tools that should be used by all licensees to control the day-to-day operations of their business. TAM® training covers a wide variety of information including:

  • False Identification
  • Laws, Rules, and Regulations
  • Clinical Effects of Alcohol
  • Customer Disturbances
  • Alcohol Management



TAM-Michigan® seminars are available statewide for MLBA members at a nominal charge and can help reduce your liquor liability insurance premiums.



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Welcome to MLBA.org!

With nearly 1,800 members, the MLBA presents a loud, unified voice in Michigan's beverage alcohol industry.  Membership in the MLBA gives you the necessary clout to make an impact on issues affecting your business and the industry. Help support your industry and protect your business.

Michigan Licensed Beverage Association
101 S. Washington Sq. Suite 800
Lansing, MI 48933




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